Archive for

Online Insurance Leads – How to Get the Best Quality Insurance Leads

If you are interested in insurance leads, then you might be aware of the many companies currently selling leads. These companies generally don’t specialize in insurance, but instead are experts in search engine optimization. Essentially, they develop websites that generate a high amount of targeted web traffic. These sites are optimized to rank highly on search engines for particular search terms, which results in lots of traffic related to these particular terms.

Companies that specialize in creating life insurance leads construct websites around pertinent keywords that those interested in insurance might search for. They create a website that provides useful information to those interested in insurance and attempt to collect information on each visitor, which can then be sold as a quality insurance lead. These companies excel at collecting information on people that have a real interest in buying insurance, which makes buying insurance leads a great way to increase insurance sales.

With so many people relying on the Internet for their informational needs, it has become much more efficient for potential insurers to get in touch with prospective clients. People are generally willing to submit information about themselves to learn more about their chance of qualifying for various types of insurance. For instance, when trying to compare life insurance quotes, a site visitor would expect to fill out a form containing relevant information used to determine insurance eligibility. The submitted information is then kept as a potential life insurance lead. An insurance agent will then get in touch with the interested visitor and provide more specific details about various plan options that might be available.

This new technological solution to finding insurance leads benefits people looking for insurance just as much as it benefits agents looking for quality leads. Indeed, it is common practice for a person to submit his information to a variety of insurance sites in an effort to find the most comprehensive insurance plan at the best rate. This means that various insurance agents are in direct competition over the same insurance leads. Many people don’t hesitate to inform one insurer of a lower quote obtained elsewhere. This might provide an agent with chance to submit a lower quote in hopes of making the sale. The benefit of this process is that agents have easy access to many quality insurance leads, and also that those looking for insurance can obtain reasonable rates for their insurance plans.

No matter the type of coverage, today it is possible to find rates on the Internet. There are company and agent websites available for life, home, renters, health, and auto insurance, just to name a few. Taking advantage of free online insurance quotes is the easiest way to find the best rate for your unique insurance needs. By submitting insurance information to multiple sites, it is possible to find the best deal around without even leaving home

Getting the Best Auto Insurance Quote From an Insurance Agent

Using the services of an insurance agent can sometimes add more costs onto your overall auto insurance quote instead of reducing it. This is because auto insurance agents make their income from the services they offer you. The income that the insurance agent makes is added onto your overall quote in the form of fees and charges. Therefore the primary way that you can benefit from the services that an insurance agent has to offer is when the insurance agent offers you insurance solutions whose benefits surpass the cost of the fees and charges.

In order for you to get the best auto insurance quotes from the agent ask them to provide you with all the available information in regard to quotes and discounts that are available. Agents are not perfect and every so often they fail to remember certain discounts that you are entitled to. You would be taken aback at how many discounts you qualify for or you would qualify after you make a few changes.

Finally, play into the competition and the rivalry in the auto insurance industry. If you obtain two rival quotes from different auto insurance companies or agents that are almost similar in rate, terms and conditions, you ought to inform both companies what there competitor insurer or agent has quoted. Competition is very intense amid companies in the insurance industry and because of the competition the insurers or agents will do anything to outdo the competition.This will almost always play to your benefit if you play your cards right.

The Best CEO Insurance Plan

Credentials Don’t Solve Business Problems, Problem-Solvers Do

Some of the smartest people you meet may have credentials, and some may not have credentials. How many times have you met someone who has a degree/credential in one area, but is working in the complete opposite field? A hundred years ago, higher levels of education were available to the rich, predominantly. In today’s corporate arena, it is almost unheard of to hire someone that has no college degree. This shift has caused individuals to seek out degrees instead of learning how to solve real-life problems in the business world.

Some of the smartest “business decision-makers” have little or no credentials. Many of these are small business owners that are solving real business problems on a daily basis without the ‘latest and greatest’ credentials offered by the professional world. Just how important are the small business owners? The statistics give a more accurate depiction of this point. Consider the Small Business Administration’s statistic on private firms; small businesses provide jobs for over half of the nation’s private workforce, and small businesses are job creators accounting for over 99% of all firms (

Just think in your own mind, how many of those small business owners have great and recognized degrees/credentials. Most of the successful small business owners I know have no credentials and are well off. When hiring someone, it is not always best to hire someone that has the credentials, rather, hire someone that can solve real business problems and offers solutions.

Hire problem-solvers!

Mistake: Not Hiring Out Of The Box Thinkers

This point holds especially true when a business needs to grow. Don’t get me wrong though, all growing companies will need in-the-box thinkers to handle the monotonous tasks that need to be completed in everyday business activities. However, most often overlooked by hiring managers are the out-of-the-box thinkers that cannot only perform the job required, but a step further as well. A step further says that when business is transacted, all business activity is subject to improving upon. In our global economy, growing businesses cannot afford to ignore improving upon the company’s pre-existing business model. For example: an out-of-the-box thinker, in the course of their work would say, “wait a minute, there is a better way to handle this situation when it arises again…” instead of saying, “well, that’s not my job and I’m not paid to think about how to improve this business, it’s not my responsibility.” Most people that think like this feel like they have no duty to improve the business because improving the business will do them no good. On the contrary, I have worked in a company where good ideas are recognized and rewarded with compensation in the form of a bonus.

HR may assist in the administration of hiring, but only you know what and who is the best fit to obtain the position, and my guess, it’s the person that sees beyond their own box.

Management By Walking Around

Managers/Owners of a business can greatly benefit by this style: managing by walking around. Do a lot of professionals know about this style? Yes. Is it practiced as much as it should? Probably not. The most likely reason is because managers may think, ‘since the business world has gone mostly to electronic communication, walking around and giving “face-time” is inefficient and time consuming so why not send out a mass email to those that work under me?” Thinking this way will not only make your clients feel neglected and as if your time is more valuable than theirs, it will also create an environment of less accountability because you’re never seen by your employees.

In the long run, ignoring employees will yield unhappy employees.

Unhappy employees will yield no passion for their work.

No passion for their work will yield poor work product.

Poor work product will eventually lead to the downfall of the company.

No company means, no job and no paycheck. Trying to please everyone is impossible, but managing by walking around sure does help.

Solution: come out from behind the keyboard and at a minimum, be “seen” by employees and customers. For greatness to be achieved, management must provide an environment of greatness.